By Editorial Team, reviewed by Editorial Team (approved by site owner) · Published · 1 min read
This article covers how identity and monitoring checks are built into a platform. It is not legal advice, and the actual requirements depend on your licence and jurisdictions.
Treat checks as a state machine
A player moves through states: registered, identity pending, verified, restricted, closed. Each state allows specific actions, such as browsing, depositing, betting or withdrawing. Encode these rules in one place so every service enforces the same thing.
Where checks happen
Common points are registration, first deposit, before a withdrawal, and when thresholds or risk signals are crossed. Decide which actions need which level of verification, then make the rules configurable so compliance staff can adjust them without a release.
Use providers through an adapter
Identity verification is usually handled by specialist providers. Wrap each one in an adapter with a common internal result (approved, rejected, needs review, error), so you can change or add providers later. Handle timeouts and "manual review" outcomes explicitly.
Monitor transactions
Monitoring rules look for patterns such as unusual deposit and withdrawal behaviour, rapid movement of funds with little play, or many accounts sharing details. Start with a small set of clear rules, route alerts to a case queue, and record the decision taken on each one.
Handle personal data carefully
Identity documents and verification results are sensitive.
- Collect only what you need.
- Encrypt it at rest and in transit, and restrict who can open it.
- Define how long you keep it and delete it on schedule.
- Log every access.
Keep a complete audit trail
Regulators and auditors will ask what you knew, when and what you did. Store check results, rule versions, alerts and decisions with timestamps and the user or system responsible.
Build for change
Rules and providers change. Version your rules, keep decisions reproducible, and test changes against past cases before they go live.
Work with qualified compliance advisers on what your licence requires.
